About Us

There is a sea of mortgage brokers out there. So what is it that sets me apart from the rest?
Not only are you engaging the services of a mortgage broker but you are also gaining the services of KLO Financial Lifestyle Coach Inc. We take the time necessary to meet personally with each client and guide them through a unique process of understanding your:

• cash flow
• gross debt and total debt service ratios
• credit score
• costs involved (Real Estate fees, Land Transfer Tax, Legal fees etc.)
• rebates available to you
• what life stage you are in (help to determine what mortgage terms best suit your needs)
• your affordability

We also educate our clients on the misconceptions of Mortgage Insurance vs. the real value of Life Insurance. Don't get caught if the unexpected happens and you think you are protected. We know that buying a home is one of the largest single investments you will make in a life time. Having expert advice to ensure you get the best mortgage at the best rate on the best of terms, priceless!

Testimonials

"Thanks for coming out last night to meet with us, we both really enjoyed it and felt really good about our decision to wait and save for a down payment. We felt really confident in you as a mortgage agent, you gave great advice and you really care about your clients! I wouldn’t hesitate for one second to recommend you to anyone I know after last night because you have a fantastic meeting format, lots of information and are super caring!"

~Jess & Tom

"April took the time to understand our unique needs and provided us with the best options available. She was knowledgeable and explained the information in detail and ensured all of our questions were answered. We were impressed with her professionalism and feel confident that we made the right decision. Thanks April!

We definitely recommend your services!"

~ Heather & Dave

"April was able to give me a better understanding of how my cash flow and debt works. Her advice and recommendations were focused on my best interests. Thanks April for all the hard work you did for me in such a short time!"

~Alison R